This beach and dog park in the heart of Harbor Springs offers lovely bathing and rays. Many restaurants and shops are nearby.
https://www.google.com/maps/place/Zorn+Park+Beach/@45.4302924,-85.1123394,11z/data=!4m8!1m2!2m1!1sbeach!3m4!1s0x4d4a866cf876a2b9:0xbe924847b373afb3!8m2!3d45.4278832!4d-84.9904919